Your existing medical insurance plans and wellness programs provide a solid foundation for good health, but with rising costs all around, it can be difficult to provide the benefits employees need without affecting your bottom line.
Meanwhile, when someone on your team is diagnosed with a critical illness, they’re often forced to take time off to heal, as well as pay for mounting expenses that their health insurance won’t cover. Fortunately, critical illness insurance can help.
These voluntary benefit plans supplement major medical coverage by providing a lump-sum benefit employees can use to pay direct and indirect costs related to a critical illness, such as:
- Deductibles and co-pays
- Expenses related to out-of-network treatment and additional medical procedures, such as angioplasty and pacemaker implantation
- Travel, lodging and meals during treatment
- Lifestyle changes that may lead to better health, such as gym memberships and smoking cessation programs
- Rehabilitation and 数字货币合约网址_合约交易官网home health services
- Child care
This financial protection offers a simple way to strengthen your benefits package and help give employees peace of mind.